Financing Your Home

Understanding your financing options is key to a successful purchase.

Loan Types

Conventional Loans

Most common type of mortgage, typically requiring 5-20% down payment and good credit.

FHA Loans

Government-backed loans with lower down payment requirements, ideal for first-time buyers.

Jumbo Loans

For loan amounts exceeding conforming loan limits, common in San Mateo County's higher price ranges.

VA Loans

For eligible veterans and service members, offering competitive terms and no down payment.

Getting Pre-Approved

Pre-approval shows sellers you're a serious buyer and helps you understand your budget. Requires:

• Recent pay stubs and tax returns
• Bank statements
• Credit check
• Employment verification

Working with Lenders

I work with trusted mortgage professionals who understand the San Mateo County market and can provide competitive rates and excellent service.